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Compliance Blog 8.26.2019
FDIC Raising the Appraisal Threshold

Update: The rule has been published, the FDIC press release can be read here. In the press release are links to the final rule and a copy of the concurrence letter from the CFPB.

The FDIC recently passed the rule raising the Appraisal Threshold from $250K to $400K. The rule will be published in the Federal Registry soon, after that it will be available at

At this time, it is still unknown if the other Federal Regulatory Agencies will follow suit, but it is expected. Also unknown is if financial institutions and/or consumers will still insist on an appraisal, even if not needed by regulation.

Pro Teck delivers a number of alternative, non-appraisal products, and can provide reliable valuation alternatives to help protect and promote sound lending practices. Please contact your Pro Teck Representative to learn more and explore options.